Vision
The bet
Getting started
Not any more. We moved to Raast and made them free.
Get the app and sign up with your email, Google or Apple. You can look around the app straight away.
When you open your wallet. It takes your CNIC and a selfie; State Bank of Pakistan regulation requires it.
Tap Add on the home screen to see your account details. In your bank's app, select Digitt+ in the transfer list and send to that account.
Fees and payments
No. Transfers, QR payments, bills and top-ups are all free.
Transfers over Raast are instant.
Yes. Scan a shop's QR or a friend's, enter the amount, and confirm with your MPIN.
Yes. Every bill type, and top-ups for any network, prepaid or postpaid, all from your balance.
Your card
It's a Visa card, and there's a waitlist for it in the app. Join and you'll hear first. Apple Pay and Google Pay are planned.
Friends and plans
No. They can see what happened, like who split or settled, but never the amounts.
Add the bill to your group, pick who was there, and everyone settles their share in the chat.
Yes. Find events in the app and pay from your balance.
Safety and help
Every transaction needs your MPIN. You get an alert whenever your account changes.
Yes, in the app, whenever you need it.
In the app, under account limits: your daily and monthly limits, with a countdown to when they reset.
Codes come over WhatsApp first, with SMS as the fallback. If neither arrives, message us on WhatsApp or email us with the number you signed up with.
WhatsApp or email. Our assistant replies first on WhatsApp, and a person takes over when needed.
Design our card
Read the guidelines, then submit your design on the home page. Anyone can enter, as many times as they like. If your design is chosen, it becomes the Paymo card, Paymo owns it, and you're credited as its designer.